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Once again great work, thanks for putting effort into doing it for other people who might benefit from this knowledge - like me :)

You mention a financial advisor, it seems a great way to kick-start a plan... otherwise, it would require a lot of research. Are those professionals expensive? Thanks

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Thanks for the encouraging feedback Fernando - it is much appreciated. There can be quite a wide range of costs for a financial advisor - some charge once-off fees, and others may charge a portion of your investments - but I'm going to try to write some future posts to highlight some of the smart questions you should be asking an advisor, or the factors to keep in mind when evaluating options like this.

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